房地产常见英语句子1

1、Land Certificate、 A certificate from the land registry which proves ownership of a piece of real estate、

2、Conveyancing、 All the paperwork related to buying and selling real estate、

3、Appraisal： An estate agent carries out an appraisal or valuation in order to quantify the value of the real estate、

4、Balance Outstanding、 How much of the loan the buyer owes to the mortgage lender、

5、Ground Rent、 An amount of money the leaseholder (property owner) pays annually to the freeholder of a property (land owner)、

6、Equity、 Equity is the amount of money that the homeowner actually owns – it is the difference between the value of the property and the amount of the mortgage、

7、Mortgage、 A loan from the bank or building society in order to buy a property、 The loan is secured by the property in question、

8、Guarantor、 Sometimes in order to be granted a mortgage, the buyer must have a guarantor、 This is somebody with a better credit rating than the buyer who signs that they will cover any mortgage payments、

9、Fixed Price、 Sometimes sellers or vendors will only accept a certain price for the property、 They do not accept offers so the property is referred to as fixed price、

10、Disbursements、 Payments and expenses that a solicitor pays on behalf of the seller、

11、Fixtures and Fittings、 Objects in a property that are not part of the structure such as carpets and curtains、

12、IFA – Independent Financial Advisor Inventory、 A conclusive list of everything contained in the property、

13、Rent、 One option, instead of buying a home, is to rent a property and pay a monthly quantity to the owner or landlord/landlady、

14、Full Structural Survey、 This is a prehensive assessment of the main features of a property such as electrical wiring, foundations and plumbing、

15、Lift (UK), elevator (USA)、 An electric device to use as an alternative to stairs、 The partment moves people and or objects up and down to the different floors in a building、

16、First-time buyer、 A buyer who has never owned a property before and therefore has no mortgage or chain in the selling process、

17、Deeds、 Legal papers which certify ownership of real estate、

18、Housing Association、 A non-profit enterprise which allows buyers to purchase a portion of a property and pay off the rest with rent、

19、Ground floor (UK), First floor (USA)、 The storey or floor of the building which is on the same level as the street or ground、 In the UK the first floor is one above ground level, known as the second floor in American English for real estate、

20、Storey (UK) Story (USA)、 The only difference between the American and British versions of this English for real estate word is the spelling、 The word itself means the levels of the floors in a building、

房地产常见英语句子2

1、BTL (Buy to let)、 There is a specific type of mortgage and legislation concerning arrangements for buyers who purchase a property to rent out、

2、Joint Tenants、 When two or more people rent a property, perhaps a couple or friends、 They share the responsibility for the payments, so if one were to die, the other(s) would have to pay the full amount、

3、Chain Free、 A situation of a property being chain free is when the seller does not need to find another property to live in、 Fortunately, the sale of the property is not dependant on the seller finding another property to buy、

4、

5、Furnished、 This adjective describes a property that is on the market and includes furniture、

6、Freehold、 If a property freehold it means that the real estate includes the property and the land it is situated on for an indefinite amount of time、

7、Flat (UK), Apartment (USA)、 An arrangement of rooms on one floor to live in、 Flats are often constructed in high rise buildings or apartment blocks、 Although it is not unusual to find a two storey house that has been split into two or more apartments、

8、APR (Annual Percentage Rate)、 This refers to the interest on a loan、

9、Early Repayment Charge (ERC)、 Another way of saying this is early repayment penalty (ERP)、 This is a charge that the bank or building society imposes if the buyer of a home with a mortgage pays off the mortgage earlier than agreed、

10、Chain、 The sale of a property is often limited because the owners have not yet purchased a new home、

11、Garden (UK) Yard (USA)、 A piece of land for recreational use – it may have flowers, trees, grass etc、

12、Bridging Loan、 This is a loan to help buyers who need to bridge the gap between selling their current home and buying a new one、 Buyers pay off the bridging loan as soon as they sell their home、 This prevents deals falling through due to issues with chains、

13、For sale、 This means that the home, business, building or piece of land is on the market and can be purchased、

14、Home Buyers Report this is like a mini-survey of the house、 It covers the accessible parts of the property、

15、Home Improvement Agencies (HIAs)、 This type of agency helps vulnerable homeowners on a low ine maintain their homes、

16、Collateral、 In the case of a mortgage, the collateral is the house or flat、 The collateral offers security to the bank who provide the loan、

18、Joint Mortgage、 A mortgage taken out by two people、

19、Break Clause/Release Clause、 In fixed-term tenancies, these terms refer to clauses which allow for renegotiation of the contract、

20、Deposit – the lump sum that the seller pays towards the cost of the property、

房地产常见英语句子3

1、Completion Date、 The big day when all documents will have been signed and distributed and the keys are handed over to the new owners、

2、Estate agent、 The person who helps clients buy, sell and rent real estate、

3、Gas Safety Regulations、 Landlords and landladies must ensure that their properties meet safety standards specified by the gas safety regulations、 A CORGI registered engineer must carry out annual checks、

4、Landlord or Landlady、 The owner of a piece of real estate who rents or lets it to a tenant、

5、Building Society、 This is a kind of bank, however, a building society only deals with mortgages and long-term savings、